If we’re going to be good stewards of what God has given us, we need to have a plan for the money entrusted to us. After giving God His 10 percent, give your future 10 percent as well by setting it aside in a savings account that you are committed not to touch. Make saving a core value for your family. Then begin to pay off the necessary bills such as your mortgage or rent, food, and utilities.

Most often the problem is how we prioritize our money. Planning and continually reviewing your spending habits bring accountability and partnership into your marriage. And these two elements bring unity and agreement, which in turn attracts the presence and blessings of God. Maybe you never thought of applying this basic principle to the wise use of finances in your marriage. Let me remind you of Jesus’ words about the power of agreement:

[Jesus said,] “Again, I tell you that if two of you on earth agree about anything you ask for, it will be done for you by my Father in heaven. For where two or three come together in my name, there am I with them.” (Matt. 18:19–20 NIV)

When people develop the disciplines of wisely saving, giving, investing, and spending, an amazing thing happens in their hearts. They know they are obeying God, so they feel closer to Him. They develop confidence in themselves, in their spouse, and in their future. Tithing is no longer a burden or an obligation, but a way to express gratitude to God and partner with Him in changing people’s lives. Stress levels that were once out of control because of debt and careless spending now subside, and the whole family can enjoy a sense of peace.

- Excerpt from The Heart Revolution book by Sergio De La Mora. Purchase your book today from Amazon.com